Debt Settlement/Relief

Debt Settlement Attorneys in Stratford, Connecticut

Moving through life with unmanageable debt can be overwhelming and frustrating. Creditors begin calling demanding payment and late notices pile up from the mail. Due to tight finances, you cannot begin to manage all of the overdue bills and new bills coming in. It seems as if there is no end to the overwhelming debt and no answers as to how to get through this difficult time. Contact Giarniero & Associates, LLC.

Need Debt Relief? We Can Help

While there is no easy answer to obtaining debt relief, the attorneys at the Giarniero & Associates, LLC, can help you understand the options available for debt settlement. Our lawyers are committed to helping individuals obtain debt relief and move forward into a financially stable future.

After meeting with you and thoroughly examining your financial situation, we offer individualized advice based upon your needs and situation. There are many debt relief programs available which can be tailored to your needs – each focused on minimizing or eliminating your financial burdens:

  • Debt reconciliation
  • Debt negotiation and settlement with creditors
  • Debt consolidation
  • Credit counseling
  • Other debt relief programs

Is Bankruptcy the Answer?

If your financial circumstances require bankruptcy, we can guide you through the Chapter 7 bankruptcy filing process. Under Chapter 7 bankruptcy, unsecured debt obligations, such as credit card bills, medical bills, past due utility bills, interest from defaulted loans and other unsecured debt can be discharged. Exempt assets, such as certain equity in your home, personal belongings and other exempt assets can not be taken from you in bankruptcy liquidation. Chapter 7 bankruptcy can allow you to move forward with a fresh start.

To many people, filing for bankruptcy is an option for quick, easy debt relief. However, there can be consequences which may not make bankruptcy the best option for everyone. You should carefully consider your financial situation and speak with an experienced bankruptcy lawyer to ensure you understand your bankruptcy options, debt relief alternatives and the implications of filing for bankruptcy. We provide informative advice so that you can make an educated decision about your financial future.

Contact Us

You do not have to live under the constraints of unmanageable debt. Learn more about your debt settlement options. Contact Giarniero & Associates to speak with an experienced debt settlement attorney.

We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.

Tell Us About Your Case